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IndusInd Bank is a prominent Private Sector Bank based in Mumbai, India. The company operates under the stock ticker INDUSINDBK and boasts a substantial market capitalization of Rs. 72,977.7 Crores.
IndusInd Bank engages in providing a wide array of banking products and services catering to individuals, NRIs, business owners, corporates, as well as government and financial institutions. Its operations are categorized into four main segments:
The company offers a diverse range of products including:
Accounts: Current, savings, defense, and corporate salary accounts; various deposit schemes; and recurring deposits.
Loans: Home, personal, gold, and vehicle loans along with agricultural and medical equipment financing, as well as loans against properties and securities.
Transaction Services: Services such as letters of credit, cash management, remittance services, and safe deposit lockers.
Investment Products: These include demat accounts, mutual funds, and other equity trading services, along with various advisory services and insurance products.
IndusInd Bank has demonstrated strong financial performance with a trailing 12 months revenue of Rs. 59,722.1 Crores, and it has profits amounting to Rs. 7,253.4 Crores in the past year. The bank also distributes dividends to its investors, currently yielding 1.75% per year, and returned Rs. 16.5 per share in dividends over the last 12 months.
In the past three years, the bank has experienced a notable revenue growth of 58.6%, although it has also seen a dilution of shareholdings by 0.6% during this period. Established in 1994, IndusInd Bank continues to thrive as a profitable entity in the Indian banking landscape.
Valuation | |
|---|---|
| Market Cap | 63.89 kCr |
| Price/Earnings (Trailing) | 8.81 |
| Price/Sales (Trailing) | 1.07 |
| EV/EBITDA | 1.66 |
| Price/Free Cashflow | -4.77 |
| MarketCap/EBT | 6.61 |
Fundamentals | |
|---|---|
| Revenue (TTM) | 59.72 kCr |
| Rev. Growth (Yr) | 8.5% |
| Rev. Growth (Qtr) | 1.91% |
| Earnings (TTM) | 7.25 kCr |
| Earnings Growth (Yr) | -39.07% |
| Earnings Growth (Qtr) | 5.34% |
Profitability | |
|---|---|
| Operating Margin | 25.51% |
| EBT Margin | 16.19% |
| Return on Equity | 1.33% |
| Return on Assets | 0.01% |
| Free Cashflow Yield | -20.96% |
Balance Sheet: Strong Balance Sheet.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Profitability: Recent profitability of 12% is a good sign.
Size: It is among the top 200 market size companies of india.
Growth: Good revenue growth. With 58.6% growth over past three years, the company is going strong.
Smart Money: Smart money looks to be reducing their stake in the stock.
Insider Trading: Significant insider selling noticed recently.
Comprehensive comparison against sector averages
INDUSINDBK metrics compared to Banks
| Category | INDUSINDBK | Banks |
|---|---|---|
| PE | 8.81 | 17.52 |
| PS | 1.07 | 2.77 |
| Growth | 13.5 % | 14.8 % |
INDUSINDBK vs Banks (2021 - 2025)
Understand IndusInd Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| Indusind International Holdings Ltd | 12.06% |
| Icici Prudential India Opportunities Fund | 5.26% |
| Sbi Nifty 50 Etf | 3.89% |
| Indusind Limited | 3.77% |
| Uti Nifty 50 Etf | 3.16% |
| Nippon Life India Trustee Ltd-A/C Nippon India Etf Nifty Bank Bees | 2.99% |
| Government Pension Fund Global | 2.14% |
| Route One Offshore Master Fund, L.P. | 1.73% |
| Mirae Asset Large Cap Fund | 1.52% |
| Bridge India Fund | 1.49% |
| Bandhan Sterling Value Fund | 1.32% |
| Overseas Corporate Bodies | 0.1% |
| Director or Director's Relatives | 0% |
Distribution across major stakeholders
Distribution across major institutional holders
Investor Care | |
|---|---|
| Dividend Yield | 1.75% |
| Dividend/Share (TTM) | 16.5 |
| Shares Dilution (1Y) | 0.17% |
| Diluted EPS (TTM) | 93.07 |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
| Debt/Cashflow | 0.00 |
Analysis of IndusInd Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
Last Updated: Dec 31, 2024
| Description | Share | Value |
|---|---|---|
| Retail Banking | 65.6% | 11.3 kCr |
| Corporate / Wholesale Banking | 19.4% | 3.3 kCr |
| Treasury Operations | 15.1% | 2.6 kCr |
| Total | 17.2 kCr |
Updated Mar 28, 2025
Discrepancies in IndusInd Bank's derivatives portfolio may negatively impact its net worth by 2.35%.
The potential negative impact on profits from the derivatives issue is estimated to be approximately Rs 1,500 crore.
IndusInd Bank has been directed to address the discrepancies in its derivatives portfolio within the current quarter.
IndusInd Bank shares rose nearly 3% following the announcement of Ashok P Hinduja's plan to increase his stake in the bank.
The RBI confirmed that IndusInd Bank is well-capitalized with a Capital Adequacy Ratio of 16.46%.
Investors showed optimism as shares of IndusInd Bank reached an intraday high of Rs 700.8.
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
Detailed comparison of IndusInd Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| HDFCBANK | HDFC BankPrivate Sector Bank | 14.62 LCr | 4.75 LCr | +5.79% | +26.51% | 20.59 | 3.08 | +39.40% | +18.16% |
| ICICIBANK | ICICI BankPrivate Sector Bank | 9.92 LCr | 2.82 LCr | +5.16% | +26.13% | 19.05 | 3.52 | +26.59% | +21.03% |
| KOTAKBANK | Kotak Mahindra BankPrivate Sector Bank | 4.38 LCr | 1.04 LCr | +2.77% | +34.21% | 19.67 | 4.22 | +19.19% | +29.05% |
| AXISBANK | AXIS BankPrivate Sector Bank | 3.61 LCr | 1.54 LCr | +6.39% | +3.49% | 12.78 | 2.35 | +18.05% | +110.10% |
| IDFCFIRSTB | IDFC FIRST BANKPrivate Sector Bank | 48.37 kCr | 42.03 kCr | +15.93% | -20.77% | 25.11 | 1.15 | +22.84% | -36.34% |
| FEDERALBNK | Federal BankPrivate Sector Bank | 48.23 kCr | 31.02 kCr | +2.17% | +26.00% | 11.86 | 1.55 | +22.08% | +4.39% |