AXISBANK - AXIS Bank Ltd. Share Price

Banks

₹1166.30-40.80(-3.38%)

Market Open as of Apr 25, 2025, 15:30 IST

What does AXIS Bank Ltd. do?

Private Sector Bank•Financial Services•Large Cap

AXIS Bank is a prominent private sector bank in India, with the stock ticker AXISBANK. The bank has a significant market capitalization of Rs. 321,170.3 Crores and is headquartered in Mumbai.

Axis Bank Limited, incorporated in 1993 and formerly known as UTI Bank Limited until July 2007, provides a wide range of banking and financial products and services through its multiple subsidiaries. The bank is structured into four primary segments:

Treasury: This segment handles investments in sovereign and corporate debt, equity, mutual funds, and trading operations, including derivative and foreign exchange trading.
Retail Banking: This area focuses on lending services for individuals and small businesses, offering various liability products, card services (credit, debit, forex), and digital banking services. It also provides financial advisory and retail term deposits.
Corporate/Wholesale Banking: This segment specializes in business lending, corporate advisory, project appraisals, trade finance products, and commercial banking services.
Other Banking Business: Involves para banking activities, investments, asset management, and government small savings and pension schemes.

AXIS Bank operates an extensive network of branches and ATMs across India, as well as international offices in Singapore and Dubai, with representative offices in Dhaka, Abu Dhabi, and Sharjah.

The bank demonstrates strong financial performance, with a trailing 12-month revenue of Rs. 153,794.9 Crores, and reported a profit of Rs. 28,235.6 Crores over the past four quarters. Its revenue growth over the last three years stands at 82.3%. AXIS Bank also distributes dividends, offering a yield of 0.1% per year and a dividend of Rs. 1 per share in the past year; however, it has diluted its shareholders by 0.9% over the same period.

Industry Group:Banks

Employees:104,633

Website:www.axisbank.com

Investor Care
Dividend Yield	0.10%
Dividend/Share (TTM)	1
Shares Dilution (1Y)	0.36%
Diluted EPS (TTM)	90.59

Financial Health
Debt/Equity	0.00
Debt/Cashflow	0.00

Balance Sheet for AXIS Bank

Standalone figures (in Rs. Crores) / View Consolidated Data

Description	(%) Q/Q	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022	Mar-2022
Total assets	1.9%	1,505,658	1,477,209	1,338,914	1,317,326	1,185,272	1,175,178
Cash balances with RBI	-27.8%	62,118	86,077	52,893	66,118	53,364	94,035
Investments	5.2%	348,855	331,527	295,691	288,815	287,621	275,597
Advances	3.6%	999,979	965,068	897,347	845,303	730,875	707,696
Fixed assets	4.2%	5,926	5,685	5,238	4,734	4,731	4,572
Other assets	7.2%	64,822	60,474	72,046	72,063	90,837	76,325
Capital	0.3%	619	617	616	615	614	614
Reserves and surplus	9.7%	164,069	149,618	136,086	124,378	123,950	114,412
Deposits	1.7%	1,086,744	1,068,641	955,556	946,945	810,807	821,721
Borrowings	-3.6%	189,811	196,812	185,242	186,300	181,400	185,134
Other liabilities and provisions	4.7%	64,415	61,520	61,412	59,087	68,502	53,298
Total capital and liabilities	1.9%	1,505,658	1,477,209	1,338,914	1,317,326	1,185,272	1,175,178

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Sep-2024	Mar-2024	Sep-2023	Mar-2023	Sep-2022	Mar-2022
Total assets	2.2%	1,552,222	1,518,239	1,373,469	1,344,418	1,209,790	1,195,529
Cash balances with RBI	-27.8%	62,118	86,077	52,893	66,118	53,364	94,035
Investments	5.2%	349,570	332,354	295,540	288,095	286,694	274,608
Advances	3.9%	1,038,602	999,333	925,457	868,388	751,900	725,126
Fixed assets	4.6%	6,104	5,838	5,359	4,853	4,837	4,679
Other assets	7%	68,727	64,221	76,772	74,375	93,416	78,772
Capital	0.3%	619	617	616	615	614	614
Reserves and surplus	9.8%	170,784	155,512	141,088	128,740	127,606	117,496
Deposits	1.6%	1,084,699	1,067,102	954,707	945,825	810,042	820,914
Borrowings	-1.3%	225,217	228,200	209,851	206,214	199,440	199,778
Other liabilities and provisions	6.1%	70,903	66,808	67,207	63,024	72,088	56,726
Total capital and liabilities	2.2%	1,552,222	1,518,239	1,373,469	1,344,418	1,209,790	1,195,529

Revenue Breakdown

Analysis of AXIS Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.

Revenue

Last Updated: Dec 31, 2024

Description	Share	Value
Retail Banking - Others	47.8%	27.8 kCr
Corporate/Wholesale Banking	21.3%	12.4 kCr
Retail Banking - Digital Banking	15.3%	8.9 kCr
Treasury	13.3%	7.7 kCr
Other Banking Business	2.4%	1.4 kCr
Total		58.3 kCr

Valuation
Market Cap	3.61 LCr
Price/Earnings (Trailing)	12.78
Price/Sales (Trailing)	2.35
EV/EBITDA	3.39
Price/Free Cashflow	-63.44
MarketCap/EBT	9.81

Fundamentals
Revenue (TTM)	1.54 LCr
Rev. Growth (Yr)	10.88%
Rev. Growth (Qtr)	-0.62%
Earnings (TTM)	28.24 kCr
Earnings Growth (Yr)	4.15%
Earnings Growth (Qtr)	-8.72%

Profitability
Operating Margin	29.03%
EBT Margin	23.94%
Return on Equity	1.82%
Return on Assets	0.02%
Free Cashflow Yield	-1.58%

Cash Flow for AXIS Bank

Standalone figures (in Rs. Crores) / View Consolidated Data

Description	(%) Q/Q	Mar-2024	Mar-2023	Mar-2022
Profit Before Extraord. Items And Tax	95.6%	33,060	16,906	17,383
Depreciation	-87.7%	1,797	14,579	1,568
Impairment loss / reversal	3.4%	6,453	6,239	7,550
Share-based payments	58.9%	454	286	149
Total adjustments to profit/loss	-56%	9,090	20,641	11,471
Net Cashflows From Operations	12.3%	42,150	37,547	28,854
Dividends received	-164.9%	-41.38	-15	-88.65
Income taxes paid (refund)	7.5%	6,650	6,184	4,078
Other inflows/outflows of cash	-552.1%	-28,998.21	-4,446.09	9,265
Net Cashflows From Operating Activities	-76%	6,461	26,902	33,951
Proceeds from sales of tangible assets	-30.9%	7.91	11	6.14
Purchase of tangible assets	73.3%	2,295	1,325	1,344
Dividends received	185.7%	41	15	89
Other inflows/outflows of cash	67.6%	-6,381.97	-19,714.15	-25,830.38
Net Cashflows From Investing Activities	72%	-9,257.96	-33,022	-27,351.63
Proceeds from issuing shares	46.7%	557	380	277
Proceeds from borrowings	64.7%	10,512	6,383	44,638
Repayments of borrowings	-100%	0	5,216	2,377
Dividends paid	0.3%	308	307	0
Net Cashflows From Financing Activities	769.1%	10,761	1,239	42,538
Net change in cash and cash eq.	275.7%	8,044	-4,576.32	49,257

Consolidated figures (in Rs. Crores) / View Standalone Data

Description	(%) Q/Q	Mar-2024	Mar-2023	Mar-2022
Profit Before Extraord. Items And Tax	88.9%	35,178	18,621	18,929
Depreciation	-87.4%	1,851	14,630	1,608
Impairment loss / reversal	4.9%	6,533	6,226	7,581
Share-based payments	82.1%	520	286	151
Total adjustments to profit/loss	-55%	9,333	20,728	11,570
Net Cashflows From Operations	13.1%	44,511	39,349	30,500
Income taxes paid (refund)	8.1%	7,231	6,687	4,446
Other inflows/outflows of cash	-304.5%	-42,834.44	-10,587.88	2,084
Net Cashflows From Operating Activities	-125.2%	-5,554.67	22,075	28,137
Proceeds from sales of tangible assets	-26.6%	9.07	12	7.25
Purchase of tangible assets	71.8%	2,385	1,389	1,409
Other inflows/outflows of cash	67.6%	-6,381.97	-19,714.15	-25,830.38
Net Cashflows From Investing Activities	72.2%	-9,088.16	-32,694.38	-27,232.1
Proceeds from issuing shares	46.7%	557	380	277
Proceeds from issuing debt etc	-100%	0	6,383	49,907
Proceeds from borrowings	42178.8%	21,986	53	0
Repayments of borrowings	-	0	0	2,377
Dividends paid	0.3%	308	307	0
Other inflows (outflows) of cash	-19.8%	106	132	88
Net Cashflows From Financing Activities	236.4%	22,341	6,641	47,894
Net change in cash and cash eq.	314%	7,785	-3,635.58	48,919

Income Statement for AXIS Bank

Consolidated figures (in Rs. Crores) / View Standalone Data

AnnualQuarterly

Description	(%) Q/Q	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020	Mar-2019
Interest or discount on advances or bills	35.3%	90,314	66,729	51,013	48,903	49,323	42,323
Revenue on investments	10.2%	20,082	18,224	14,658	12,585	11,279	11,376
Interest on balances with RBI and others	1.9%	924	907	1,529	1,040	1,099	699
Other interest	-9.4%	1,439	1,588	1,646	2,169	2,014	1,646
Total interest earned	28.9%	112,759	87,448	68,846	64,696	63,716	56,044
Other income	34.9%	25,230	18,706	17,268	16,152	16,342	14,189
Total income	30%	137,989	106,155	86,114	80,848	80,058	70,232
Total expenditure	36.3%	98,633	72,359	59,747	54,101	56,062	50,604
Interest expended	41.5%	61,391	43,389	34,923	34,926	37,996	33,883
Employees cost	25.7%	12,194	9,702	8,414	6,769	5,820	5,990
Other operating expenses	30%	25,049	19,267	16,410	12,406	12,246	10,730
Operating expenses	28.6%	37,243	28,969	24,824	19,175	18,066	16,720
Operating profit	16.5%	39,356	33,796	26,367	26,747	23,996	19,629
Provisions other than tax and contingencies	55.6%	4,178	2,685	7,438	16,997	18,716	12,037
Exceptional items	100%	0	-12,489.82	0	0	0	0
Profit before tax	88.9%	35,178	18,621	18,929	9,750	5,280	7,592
Tax expense	12.7%	8,754	7,769	4,765	2,498	3,401	2,545
Profit after tax	143.5%	26,424	10,853	14,164	7,252	1,879	5,047
Net profit (loss) for the period	143.5%	26,424	10,853	14,164	7,252	1,879	5,047
Profit (loss) of minority interest	6.1%	106	100	88	57	26	8.5
CET 1 ratio	-0.4%	0.1382	0.142	0.1534	0.1555	0.1348	0
Additional tier 1 ratio	-0.1%	044	053	0.0107	0.0105	0.0112	0
Gross non performing assets	-18.7%	15,127	18,604	21,822	25,315	30,234	0
Non performing assets	-8.8%	3,247	3,559	5,512	6,994	9,360	0
Return on assets	1%	0.0183	08	0.0121	07	02	0

Description	(%) Q/Q	Dec-2024	Sep-2024	Jun-2024	Mar-2024	Dec-2023	Sep-2023
Interest or discount on advances or bills	1.6%	25,768	25,365	24,740	24,297	23,213	22,007
Revenue on investments	6.8%	5,841	5,468	5,618	5,369	5,114	4,813
Interest on balances with RBI and others	-17%	293	353	300	261	151	209
Other interest	-37.2%	261	415	500	304	387	388
Total interest earned	1.8%	32,162	31,601	31,159	30,231	28,865	27,418
Other income	-10.6%	6,797	7,603	6,637	7,606	6,272	5,705
Total income	-0.6%	38,959	39,204	37,796	37,836	35,137	33,122
Total expenditure	-0.1%	27,712	27,752	27,051	26,634	25,400	23,956
Interest expended	2.4%	18,040	17,615	17,261	16,727	15,943	14,749
Employees cost	-3.4%	3,354	3,473	3,495	3,283	3,022	2,922
Other operating expenses	-5.2%	6,319	6,664	6,295	6,624	6,436	6,285
Operating expenses	-4.6%	9,673	10,137	9,790	9,907	9,457	9,207
Operating profit	-1.8%	11,247	11,452	10,745	11,202	9,737	9,166
Provisions other than tax and contingencies	-1.5%	2,240	2,275	2,102	1,217	1,049	852
Exceptional items	-	0	0	0	0	0	0
Profit before tax	-1.9%	9,007	9,177	8,643	9,985	8,688	8,314
Tax expense	26.9%	2,244	1,768	2,193	2,371	2,194	2,096
Profit after tax	-8.7%	6,763	7,409	6,450	7,614	6,493	6,218
Net profit (loss) for the period	-8.7%	6,763	7,409	6,450	7,614	6,493	6,218
Profit (loss) of minority interest	9.1%	37	34	31	31	28	25
Reserve excluding revaluation reserves	-	-	-	-	155,512	-	-
CET 1 ratio	0.6%	0.1463	0.1411	0.1404	0.1382	0.1206	0.1333
Additional tier 1 ratio	0%	039	039	044	044	044	049
Gross non performing assets	2.5%	15,850	15,466	16,211	15,127	15,893	16,757
Non performing assets	4.5%	3,775	3,612	3,553	3,247	3,527	3,441
Return on assets	-1.9%	0	0.0184	0.0165	0.02	0.0175	0.0176

Standalone figures (in Rs. Crores) / View Consolidated Data

AnnualQuarterly

Description	(%) Q/Q	Mar-2024	Mar-2023	Mar-2022	Mar-2021	Mar-2020	Mar-2019
Interest or discount on advances or bills	34.9%	87,107	64,554	49,617	47,919	48,303	41,322
Revenue on investments	10.1%	20,011	18,179	14,619	12,558	11,246	11,349
Interest on balances with RBI and others	1%	908	899	1,528	1,038	1,095	693
Other interest	-12.3%	1,343	1,532	1,613	2,130	1,991	1,621
Total interest earned	28.4%	109,369	85,164	67,377	63,645	62,635	54,986
Other income	36%	22,442	16,501	15,221	14,838	15,537	13,130
Total income	29.7%	131,811	101,665	82,597	78,483	78,172	68,116
Total expenditure	36%	94,687	69,616	57,855	52,781	54,734	49,111
Interest expended	40.9%	59,474	42,218	34,245	34,406	37,429	33,278
Employees cost	24.3%	10,933	8,797	7,613	6,164	5,321	4,747
Other operating expenses	30.5%	24,280	18,601	15,998	12,211	11,984	11,086
Operating expenses	28.5%	35,213	27,398	23,611	18,375	17,305	15,833
Operating profit	15.8%	37,123	32,048	24,742	25,702	23,438	19,005
Provisions other than tax and contingencies	53.2%	4,063	2,653	7,359	16,896	18,534	12,031
Exceptional items	100%	0	-12,489.82	0	0	0	0
Profit before tax	95.6%	33,060	16,906	17,383	8,806	4,904	6,974
Tax expense	11.9%	8,199	7,326	4,357	2,217	3,277	2,297
Profit after tax	159.5%	24,861	9,580	13,025	6,588	1,627	4,677
Net profit (loss) for the period	159.5%	24,861	9,580	13,025	6,588	1,627	4,677
CET 1 ratio	-0.3%	0.1374	0.1402	0.1524	0.154	0.1334	0.1127
Additional tier 1 ratio	-0.1%	046	055	0.011	0.0107	0.0115	0.0127
Gross non performing assets	-18.7%	15,127	18,604	21,822	25,315	30,234	29,789
Non performing assets	-8.8%	3,247	3,559	5,512	6,994	9,360	11,276
Return on assets	1%	0.0183	08	0.0121	07	02	063

Description	(%) Q/Q	Dec-2024	Sep-2024	Jun-2024	Mar-2024	Dec-2023	Sep-2023
Interest or discount on advances or bills	1.6%	24,641	24,261	23,719	23,351	22,364	21,256
Revenue on investments	6.7%	5,809	5,444	5,581	5,338	5,089	4,800
Interest on balances with RBI and others	-16.6%	293	351	295	256	146	206
Other interest	-41.9%	212	364	466	279	361	364
Total interest earned	1.8%	30,954	30,420	30,061	29,225	27,961	26,626
Other income	-11.2%	5,972	6,722	5,783	6,766	5,555	5,034
Total income	-0.6%	36,926	37,142	35,844	35,990	33,516	31,660
Total expenditure	-0.1%	26,392	26,429	25,738	25,455	24,375	23,028
Interest expended	2.4%	17,348	16,937	16,612	16,136	15,429	14,312
Employees cost	-4.2%	2,985	3,117	3,129	2,924	2,711	2,610
Other operating expenses	-4.9%	6,060	6,375	5,996	6,396	6,234	6,107
Operating expenses	-4.7%	9,044	9,493	9,125	9,319	8,946	8,717
Operating profit	-1.7%	10,534	10,712	10,106	10,536	9,141	8,632
Provisions other than tax and contingencies	-2.2%	2,156	2,204	2,039	1,185	1,028	815
Exceptional items	-	0	0	0	0	0	0
Profit before tax	-1.5%	8,378	8,508	8,067	9,350	8,113	7,817
Tax expense	30.4%	2,074	1,591	2,032	2,221	2,042	1,954
Profit after tax	-8.9%	6,304	6,918	6,035	7,130	6,071	5,864
Net profit (loss) for the period	-8.9%	6,304	6,918	6,035	7,130	6,071	5,864
Reserve excluding revaluation reserves	-	-	-	-	149,618	-	-
CET 1 ratio	0.6%	0.1461	0.1412	0.1406	0.1374	0.1197	0.1328
Additional tier 1 ratio	0%	04	042	046	046	046	052
Gross non performing assets	2.5%	15,850	15,466	16,211	15,127	15,893	16,757
Non performing assets	4.5%	3,775	3,612	3,553	3,247	3,527	3,441
Return on assets	-1.9%	0	0.0184	0.0165	0.02	0.0175	0.0176

Latest News and Updates from AXIS Bank

Updated Apr 28, 2025

Axis Bank's Q4 FY25 results reflect a mixed performance, with net profit remaining flat year-on-year while total income increased. The bank demonstrated a slight improvement in asset quality and recommended a dividend, which may support investor sentiment. However, concerns over muted loan growth and net interest margins have led to cautious market reactions. Overall, the sentiment remains neutral as analysts weigh both positive and negative factors in their assessments.

The Bad News

BW Businessworld

Despite the rise in total income, Axis Bank's net profit of ?7,117 crore reflected a flat performance compared to the previous year, disappointing investors.

CNBCTV18

The bank's stock fell over 4% following the announcement of flat quarterly earnings and increased provisions for bad loans.

Moneycontrol

Analysts expressed concerns regarding slow growth and pressure on net interest margins, which are expected to decline.

The Good News

Mint

Axis Bank's total income increased to ?38,022 crore from ?35,990 crore year-on-year, highlighting revenue growth.

The Hindu BusinessLine

The bank's gross non-performing asset (NPA) ratio improved to 1.28%, indicating better asset quality.

Moneycontrol

Axis Bank's shares had previously seen a notable rise of over 7.4% in the days leading to the earnings announcement, reflecting positive investor sentiment.

This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.

Pros

Buy Backs: Company has bought back it's stock in the past which is a good thing.

Size: It is among the top 200 market size companies of india.

Balance Sheet: Strong Balance Sheet.

Growth: Awesome revenue growth! Revenue grew 18.1% over last year and 82.3% in last three years on TTM basis.

Profitability: Very strong Profitability. One year profit margin are 18%.

Smart Money: Smart money has been increasing their position in the stock.

Cons

No major cons observed.

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Rank

Balance Sheet

Momentum

Technicals

Smart Money

Insider Trading

Sector Comparison: AXISBANK vs Banks

Comprehensive comparison against sector averages

Comparative Metrics

AXISBANK metrics compared to Banks

Category	AXISBANK	Banks
PE	12.78	17.52
PS	2.35	2.77
Growth	18.1 %	14.8 %

Performance Comparison

AXISBANK vs Banks (2021 - 2025)

Key Insights

1. AXISBANK is among the Top 5 Private Sector Bank companies by market cap.
2. The company holds a market share of 11.6% in Private Sector Bank.
3. In last one year, the company has had an above average growth that other Private Sector Bank companies.

Share Holdings

Understand AXIS Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.

Holding Pattern

Major Shareholders

Share Holding Details

As of 2025-03-31

Shareholder Name	Holding %
LIFE INSURANCE CORPORATION OF INDIA	8.18%
ICICI PRUDENTIAL - Through its various Mutual Fund Schemes	6.02%
HDFC - Through its various Mutual Fund Schemes	5.57%
SBI - Through its various Mutual Fund Schemes	5.16%
NIPPON - Through its various Mutual Fund Schemes	2.93%
NPS TRUST - Through its various Schemes	2.33%
DODGE AND COX INTERNATIONAL STOCK FUND	2.29%
GOVERNMENT OF SINGAPORE	2.18%
MIRAE ASSET - Through its various Mutual Fund Schemes	1.87%
UTI - Through its various Mutual Fund Schemes	1.7%
KOTAK - Through its various Mutual Fund Schemes	1.57%
ADITYA BIRLA - Through its various Mutual Fund Schemes	1.25%
SBI - Through its various Schemes	1.17%

Overall Distribution

Distribution across major stakeholders

Ownership Distribution

Distribution across major institutional holders

Is AXIS Bank Better than it's peers?

Detailed comparison of AXIS Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.

Ticker	Name	Mkt Cap	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
HDFCBANK	HDFC BankPrivate Sector Bank	14.62 LCr	4.75 LCr	+5.79%	+26.51%	20.59	3.08	+39.40%	+18.16%
ICICIBANK	ICICI BankPrivate Sector Bank	9.92 LCr	2.82 LCr	+5.16%	+26.13%	19.05	3.52	+26.59%	+21.03%
SBIN	State Bank Of IndiaPublic Sector Bank	7.13 LCr	6.49 LCr	+4.54%	-1.73%	8.82	1.1	+14.51%	+24.82%
KOTAKBANK	Kotak Mahindra BankPrivate Sector Bank	4.38 LCr	1.04 LCr	+2.77%	+34.21%	19.67	4.22	+19.19%	+29.05%
INDUSINDBK	IndusInd BankPrivate Sector Bank	63.89 kCr	59.72 kCr	+25.14%	-45.19%	8.81	1.07	+13.51%	-16.35%
IDFCFIRSTB	IDFC FIRST BANKPrivate Sector Bank	48.37 kCr	42.03 kCr	+15.93%	-20.77%	25.11	1.15	+22.84%	-36.34%

Price to Sales Ratio

Latest reported: ₹2

Revenue (Last 12 mths)

Latest reported: ₹2 LCr

Net Income (Last 12 mths)

Latest reported: ₹28 kCr

AXISBANK - AXIS Bank Ltd. Share Price

What does AXIS Bank Ltd. do?

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Updates from AXIS Bank

Price to Sales Ratio

Revenue (Last 12 mths)

Net Income (Last 12 mths)