Banks
The Karur Vysya Bank Limited provides various banking and financial services for personal and corporate customers in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings and current accounts; recurring and tax saving deposits; personal, home, vehicle, and educational loans, as well as business loans, including commercial, MSME, and mortgage loans; tokenization for card based transactions services; prepaid instruments; debit and credit cards. It also provides prepaid instruments, including gift, forex travel, and re-loadable cards; life, non-life, and health insurance products; demat, trading, and mutual fund services; digital products; locker facilities; social security schemes; and government sponsored schemes. In addition, the company offers investment and payment collection and transaction banking services; FCNR, NRE, and NRO deposits; mortgage and jewel loans and loans against deposits; remittance services; and Internet and mobile banking services, as well as a range of products for the agricultural sector. The Karur Vysya Bank Limited was incorporated in 1916 and is based in Karur, India.
Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.
Profitability: Very strong Profitability. One year profit margin are 17%.
Balance Sheet: Strong Balance Sheet.
Size: Market Cap wise it is among the top 20% companies of india.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
No major cons observed.
Comprehensive comparison against sector averages
KARURVYSYA metrics compared to Banks
Category | KARURVYSYA | Banks |
---|---|---|
PE | 9.23 | 17.79 |
PS | 1.54 | 2.80 |
Growth | NA % | 15 % |
KARURVYSYA vs Banks (2021 - 2025)
Analysis of Karur Vysya Bank's financial performance, highlighting revenue trends, growth patterns, and key metrics through quarterly analysis.
No revenue data available.
Understand Karur Vysya Bank ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
Shareholder Name | Holding % |
---|---|
Hsbc Value Fund | 4.3% |
Rekha Jhunjhunwala | 4.16% |
Edelweiss Trusteeship Co Ltd Ac- Edelweiss Mf Ac-Edelweiss Small Cap Fund | 1.29% |
Hdfc Life Insurance Company Limited | 1.27% |
Uti-Mid Cap Fund | 1.27% |
Axis Max Life Insurance Limited | 1.15% |
Bajaj Allianz Life Insurance Company Ltd | 1.08% |
Suriyanarayana A J | 0.37% |
Suriyanarayana A J (HUF) | 0.25% |
R Ramkumar | 0.22% |
G Rajasekaran | 0.21% |
R Nageswari | 0.15% |
G Mani | 0.13% |
R Archana | 0.08% |
Nirmala | 0.07% |
R Ramkumar (HUF) | 0.06% |
M K Srinivasan | 0.06% |
A S Sudha | 0.06% |
M K Venkatesan | 0.05% |
G Mani (HUF) | 0.05% |
Distribution across major stakeholders
Distribution across major institutional holders
Investor Care | |
---|---|
Dividend Yield | 1.97% |
Dividend/Share (TTM) | 4.4 |
Shares Dilution (1Y) | 0.15% |
Diluted EPS (TTM) | 23.41 |
Financial Health | |
---|---|
Debt/Equity | 0.00 |
Debt/Cashflow | 0.00 |
Valuation | |
---|---|
Market Cap | 17.57 kCr |
Price/Earnings (Trailing) | 9.33 |
Price/Sales (Trailing) | 1.56 |
EV/EBITDA | 2.29 |
Price/Free Cashflow | 5.76 |
MarketCap/EBT | 7.06 |
Fundamentals | |
---|---|
Revenue (TTM) | 11.3 kCr |
Rev. Growth (Qtr) | 6.85% |
Earnings (TTM) | 1.88 kCr |
Earnings Growth (Qtr) | 3.26% |
Profitability | |
---|---|
Operating Margin | 28.72% |
EBT Margin | 22.05% |
Return on Equity | 1.67% |
Return on Assets | 0.02% |
Free Cashflow Yield | 17.36% |
Detailed comparison of Karur Vysya Bank against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|---|
FEDERALBNK | Federal BankPrivate Sector Bank | 49.05 kCr | 31.02 kCr | +3.68% | +27.20% | 12.06 | 1.58 | +22.08% | +4.39% |
CUB | City Union BankPrivate Sector Bank | 13.23 kCr | 6.5 kCr | +13.57% | +11.39% | 12.13 | 2.04 | +10.39% | +11.39% |
KTKBANK | Karnataka BankPrivate Sector Bank | 7.61 kCr | 10.22 kCr | +14.48% | -11.65% | 5.88 | 0.74 | +9.20% | -6.57% |
SOUTHBANK | South Indian BankPrivate Sector Bank | 6.69 kCr | 10.98 kCr | +10.84% | -16.03% | 5.36 | 0.61 | +11.75% | +11.79% |
DCBBANK | DCB BankPrivate Sector Bank | 4.38 kCr | 6.84 kCr | +24.50% | +0.47% | 7.12 | 0.61 | +23.73% | +14.81% |