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Bajaj Finance is a Non-Banking Financial Company (NBFC) based in Pune, India. The company trades under the stock ticker BAJFINANCE and has a significant market capitalization of Rs. 520,235.2 Crores.
Bajaj Finance Limited specializes in various financial services, offering:
Previously known as Bajaj Auto Finance Limited, the company has been operating since 1987 and has been a subsidiary of Bajaj Finserv Ltd.
In terms of financial performance, Bajaj Finance generated a trailing revenue of Rs. 66,188 Crores in the last 12 months and showed a remarkable revenue growth of 121.6% over the past three years. The company posted a profit of Rs. 16,058.4 Crores in the recent four quarters.
Bajaj Finance is also committed to its investors, distributing dividends with a yield of 0.9% per year and returning Rs. 66 dividend per share over the last 12 months. However, investors should note that the company has diluted shareholdings by 2.6% in the past three years.
Smart Money: Smart money is taking extra interest in the stock as they increase their holdings.
Insider Trading: There's significant insider buying recently.
Profitability: Very strong Profitability. One year profit margin are 24%.
Buy Backs: Company has bought back it's stock in the past which is a good thing.
Growth: Awesome revenue growth! Revenue grew 28.7% over last year and 121.6% in last three years on TTM basis.
Size: It is among the top 200 market size companies of india.
Technicals: Bullish SharesGuru indicator.
No major cons observed.
Comprehensive comparison against sector averages
BAJFINANCE metrics compared to Finance
| Category | BAJFINANCE | Finance |
|---|---|---|
| PE | 35.12 | 30.50 |
| PS | 8.52 | 6.71 |
| Growth | 28.7 % | 10.8 % |
BAJFINANCE vs Finance (2021 - 2025)
Updated Apr 27, 2025
Despite the initial increase, the stock has since declined, currently trading 0.34% lower at ₹9,295.
The announcement of the stock split aims to increase trading liquidity but has not prevented the recent decline in stock price.
The volatility in Bajaj Finance's share price reflects broader market trends and investor sentiments.
Shares of Bajaj Finance Ltd opened 4% higher after announcing plans for a special interim dividend, stock split, and bonus share issue.
Bajaj Finance has a strong history of rewarding shareholders, having declared 23 dividends since 2003.
The company has announced substantial dividends over the past year, totaling ₹36 per share.
This information is AI-generated and may contain inaccuracies. Please verify from multiple sources.
Understand Bajaj Finance ownership landscape with insights into key distribution patterns, offering investors a clear view of stakeholder dynamics.
| Shareholder Name | Holding % |
|---|---|
| BAJAJ FINSERV LIMITED | 51.39% |
| MAHARASHTRA SCOOTERS LIMITED | 3.05% |
| GOVERNMENT OF SINGAPORE | 2.55% |
| AXIS Mutual Fund | 1.07% |
| SANJIVNAYAN BAJAJ | 0.08% |
| BAJAJ SEVASHRAM PRIVATE LIMITED | 0.05% |
| BAJAJ ALLIANZ LIFE INSURANCE COMPANY LIMITED | 0.04% |
| BARODA INDUSTRIES PRIVATE LIMITED | 0.02% |
| JAMNALAL SONS PRIVATE LIMITED | 0.02% |
| BAJAJ ALLIANZ GENERAL INSURANCE COMPANY LIMITED | 0.01% |
| Nimisha Bajaj Family Trust (Madhur Bajaj) | 0.01% |
| Neelima Bajaj Family Trust (Kumud Bajaj) | 0.01% |
| SHEFALI BAJAJ | 0.01% |
| SIDDHANTNAYAN BAJAJ | 0.01% |
| SANJALI BAJAJ | 0.01% |
| BACHHRAJ FACTORIES PRIVATE LIMITED | 0.01% |
| Estate of Rahulkumar Bajaj | 0% |
| RAJIVNAYAN BAJAJ | 0% |
| ARYAMAN KEJRIWAL | 0% |
| MADHUR BAJAJ | 0% |
Distribution across major stakeholders
Distribution across major institutional holders
Investor Care | |
|---|---|
| Dividend Yield | 0.90% |
| Dividend/Share (TTM) | 66 |
| Shares Dilution (1Y) | 0.16% |
| Diluted EPS (TTM) | 257.78 |
Financial Health | |
|---|---|
| Debt/Equity | 0.00 |
| Debt/Cashflow | 0.00 |
Valuation | |
|---|---|
| Market Cap | 5.64 LCr |
| Price/Earnings (Trailing) | 35.12 |
| Price/Sales (Trailing) | 8.52 |
| EV/EBITDA | 12.32 |
| Price/Free Cashflow | -5.54 |
| MarketCap/EBT | 26.2 |
Fundamentals | |
|---|---|
| Revenue (TTM) | 66.19 kCr |
| Rev. Growth (Yr) | 27.48% |
| Rev. Growth (Qtr) | 5.63% |
| Earnings (TTM) | 16.06 kCr |
| Earnings Growth (Yr) | 18.39% |
| Earnings Growth (Qtr) | 7.34% |
Profitability | |
|---|---|
| Operating Margin | 32.52% |
| EBT Margin | 32.52% |
| Return on Equity | 18.06% |
| Return on Assets | 3.82% |
| Free Cashflow Yield | -18.05% |
Detailed comparison of Bajaj Finance against industry peers, highlighting key financial metrics, valuation ratios, and performance indicators to provide competitive context within the sector.
Ticker | Name | Mkt Cap | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|---|
| BAJAJFINSV | Bajaj FinservHolding Company | 3.27 LCr | 1.29 LCr | +5.25% | +23.55% | 19.34 | 2.53 | +26.78% | +13.75% |
| CHOLAFIN | Cholamandalam Investment and Finance Co.Non Banking Financial Company(NBFC) | 1.3 LCr | 24.52 kCr | +1.40% | +33.60% | 31.9 | 5.29 | +38.07% | +26.74% |
| SHRIRAMFIN | Shriram FinanceNon Banking Financial Company(NBFC) | 1.23 LCr | 40.33 kCr | -2.50% | -73.72% | 13.03 | 3.05 | +17.00% | +41.83% |
| ABCAPITAL | Aditya Birla CapitalInvestment Company | 51.07 kCr | 39.61 kCr | +8.00% | -14.73% | 13.4 | 1.29 | +25.16% | +36.81% |
| IDFCFIRSTB | IDFC FIRST BANKPrivate Sector Bank | 48.37 kCr | 42.03 kCr | +15.93% | -20.77% | 25.11 | 1.15 | +22.84% | -36.34% |
| M&MFIN | Mahindra & Mahindra Financial ServicesNon Banking Financial Company(NBFC) | 32.69 kCr | 17.97 kCr | -7.87% | +2.66% | 13.21 | 1.82 | +18.41% | +27.11% |